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Personal Banking

We understand that everyone's personal financial needs are unique, and that having choices about your financial services is important. That's why we offer a wide array of personal financial services. But, we offer you much more than that. We are committed to providing you with excellent customer service and a friendly face any time you have a question. Please let us start building a relationship with you by selecting from the personal services below.

Personal Checking

Personal Savings

CDs and IRAs

Deposit Rates

Rates and annual percentage yields (APY) listed below accurate as of April 1, 2014.
Checking and Savings (See Additional Disclosures 1,2)
Product Name Interest Rate APY Minimum Amount To Open
First Account 0.02% 0.02% $500
Fifty First Account 0.02% 0.02% $500
Commercial Analysis Account (Earnings Credit) 0.02% N/A $500
Regular Savings Account 0.02% 0.02% $500
Club Savings Accounts 0.02% 0.02% $500
Prime First Account 0.02% 0.02% $500
$0 - $10,000 0.02% 0.02% $500
$10,000.01 - $ 25,000 0.02% 0.02% $500
$25,000.01 - $ 50,000 0.02% 0.02% $500
$50,000.01 - $ 75,000 0.02% 0.02% $500
$75,000.01 - $500,000 0.02% 0.02% $500
$500,000.01 and over 0.02% 0.02% $500
Capital First Account 0.02% 0.02% $500
$0 - $10,000 0.02% 0.02% $500
$10,000.01 - $ 25,000 0.02% 0.02% $500
$25,000.01 - $ 50,000 0.02% 0.02% $500
$50,000.01 - $ 75,000 0.02% 0.02% $500
$75,000.01 - $100,000 0.02% 0.02% $500
$100,000.01 and over 0.02% 0.02% $500
Premium Money Market Savings 0.02% 0.02% $25,000
Health Savings Account 0.02% 0.02% $100

Certificates of Deposit (CDs) (See additional Disclosures 2,3)
Product Name Interest Rate APY Minimun Balance to Obtain the Disclosed APY
7 Day 0.05% 0.05% $10,000
30 Day 0.05% 0.05% $10,000
3 Month 0.05% 0.05% $3,000
6 Month 0.05% 0.05% $2,000
9 Month 0.05% 0.05% $2,000
10 Month 0.05% 0.05% $2,000
12 Month 0.05% 0.05% $500
15 Month 0.10% 0.10% $2,000
17 Month 0.10% 0.10% $2,000
18 Month 0.10% 0.10% $2,000
20 Month 0.10% 0.10% $2,000
2 Year 0.10% 0.10% $2,000
3 Year 0.15% 0.15% $2,000
4 Year 0.15% 0.15% $2,000
5 Year 0.25% 0.25% $2,000
7 Year 0.50% 0.50% $2,000

Individual Retirement Accounts (IRAs) (See Additional Disclosures 2, 3)
Product Name Interest Rate APY Minimun Balance to Obtain the Disclosed APY
12 Month Fixed 0.05% 0.05% $500
18 Month Variable 0.05% 0.05% $100

Additional Disclosures
1 Rate(s) and APY(s) may change after the account is open.
2 Fees may reduce earnings.
3 Penalty may be imposed for early withdrawal.