cds

Certificates of Deposit (CDs)


If you are looking for a sound investment to provide you with a good return in today's volatile marketplace, a Bank of Maysville CD is the answer. Our CDs offer you competitive interest rates, while giving you the peace of mind knowing the Federal Deposit Insurance Corporation (FDIC) insures your investment (up to $250,000). We have CDs to satisfy all of your needs, with maturities ranging from 7 days up to 10 years. For current interest rates, contact one of our customer service representatives or see our current deposit rates online.

Individual Retirement Accounts (IRAs)


FIXED IRAs

This account is great for the IRA investor that makes lump sum contributions. You earn the same interest rate as what is available on a Bank of Maysville CD which begins at the time you open or roll-over your account (see current deposit rates). You continue to earn that rate for the entire term of the investment.

18 MONTH VARIABLE IRA

If you like to make your IRA contributions in increments, this investment option is just for you. Deposits are allowed throughout the 18 month term, and the interest rate varies with the 91-day T-Bill rate (see current deposit rates) at the first of each calendar quarter. This account earns a higher interest rate than our savings account, and is perfect for direct deposit or automatic transfer.