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Deposit Rates
| Rates and annual percentage yields (APY) listed below accurate as of April 22, 2008. |
Checking and Savings (See Additional Disclosures 1, 2)
| Product Name |
Interest Rate |
APY |
Minimum Amount To Open |
| First Account |
0.40% |
0.40% |
$100 |
| Fifty First Account |
0.40% |
0.40% |
$100 |
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| Commercial Analysis Account |
0.40% |
N/A |
$100 |
| Regular Savings Account |
0.40% |
0.40% |
$1 |
| Club Savings Accounts |
0.40% |
0.40% |
$1 |
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| Prime First Account |
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$100 |
| $0 - $10,000 |
0.40% |
0.40% |
| $10,000.01 - $ 25,000 |
0.45% |
0.45% |
| $25,000.01 - $ 50,000 |
0.50% |
0.50% |
| $50,000.01 - $ 75,000 |
0.55% |
0.55% |
| $75,000.01 - $500,000 |
0.65% |
0.65% |
| $500,000.01 and over |
0.70% |
0.70% |
| Capital First Account |
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$100 |
| $0 - $10,000 |
0.40% |
0.40% |
| $10,000.01 - $ 25,000 |
0.50% |
0.50% |
| $25,000.01 - $ 50,000 |
0.60% |
0.60% |
| $50,000.01 - $ 75,000 |
0.70% |
0.70% |
| $75,000.01 - $100,000 |
0.80% |
0.80% |
| $100,000.01 and over |
0.90% |
0.90% |
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| Premium Money Market Savings |
0.90% |
0.90% |
$25,000 |
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Certificates of Deposit (CDs) (See Additonal Disclosures 2, 3)
| Product Name |
Interest Rate |
APY |
Minimum Balance To Obtain The Disclosed APY |
| 7 Day |
1.00% |
1.01% |
$10,000 |
| 30 Day |
1.00% |
1.01% |
$10,000 |
| 3 Month |
1.00% |
1.01% |
$ 3,000 |
| 6 Month |
1.50% |
1.51% |
$ 2,000 |
| 9 Month |
1.55% |
1.56% |
$ 2,000 |
| 10 Month |
1.60% |
1.61% |
$ 2,000 |
| 12 Month |
1.65% |
1.66% |
$ 500 |
| 15 Month |
1.70% |
1.71% |
$ 2,000 |
| 17 Month |
1.75% |
1.77% |
$ 2,000 |
| 18 Month |
1.80% |
1.81% |
$ 2,000 |
| 20 Month |
1.85% |
1.87% |
$ 2,000 |
| 2 Year |
2.00% |
2.02% |
$ 2,000 |
| 3 Year |
2.10% |
2.12% |
$ 2,000 |
| 4 Year |
2.25% |
2.28% |
$ 2,000 |
| 5 Year |
2.35% |
2.38% |
$ 2,000 |
| 7 Year |
2.45% |
2.48% |
$ 2,000 |
Individual Retirement Accounts (IRAs) (See Additional Disclosures 2, 3)
| Product Name |
Interest Rate |
APY |
Minimum Balance To Obtain The Disclosed APY |
| 12 Month Fixed |
1.65% |
1.66% |
$100 |
| 18 Month Variable |
2.20% |
2.22% |
$100 |
Additional Disclosures
| 1 Rate(s) and APY(s) may change after the account is open. |
| 2 Fees may reduce earnings. |
| 3 Penalty may be imposed for early withdrawal. |
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